Auto Loan Calculator With Extra Payments
Auto loan calculator with extra payments to pay off your car loan faster with additional payments. The car loan calculator with extra payment has option to calculate one time extra payment or multiple extra payments for your auto loan.
Car Loan Calculator With Additional Payments |
|
| Mortgage Amount: | $30,000.00 |
| Monthly Principal & Interest: | $569.92 |
| Monthly Extra Payment: | $300.00 |
Total Monthly Payment: |
$869.92 Lower Your Monthly Payment |
| Total # Of Payments: | 38 |
| Start Date: | Jul, 2025 |
| Payoff Date: | Aug, 2028 |
| Principal: | $18,900.00 |
| Total Extra Payment: | $11,100.00 |
| Total Interest Paid: | $2,605.40 |
Total of all Payments: |
$32,605.40 |
Want to save even more?
See if refinancing your auto loan could lower your interest rate or monthly payment.
Check Auto Refinance Rates
Car Loan Amortization Schedule With Extra Payments |
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| Payment Date | Payment # | Interest | Principal | Extra Payment | Total Payment | Balance | |
|---|---|---|---|---|---|---|---|
| Jul, 2025 | 1 | $131.88 | $438.05 | $300.00 | $869.92 | $29,261.95 | |
| Aug, 2025 | 2 | $128.63 | $441.29 | $300.00 | $869.92 | $28,520.66 | |
| Sep, 2025 | 3 | $125.37 | $444.55 | $300.00 | $869.92 | $27,776.10 | |
| Oct, 2025 | 4 | $122.10 | $447.83 | $300.00 | $869.92 | $27,028.28 | |
| Nov, 2025 | 5 | $118.81 | $451.11 | $300.00 | $869.92 | $26,277.17 | |
| Dec, 2025 | 6 | $115.51 | $454.41 | $300.00 | $869.92 | $25,522.75 | |
| Jan, 2026 | 7 | $112.19 | $457.73 | $300.00 | $869.92 | $24,765.02 | |
| Feb, 2026 | 8 | $108.86 | $461.06 | $300.00 | $869.92 | $24,003.96 | |
| Mar, 2026 | 9 | $105.52 | $464.41 | $300.00 | $869.92 | $23,239.55 | |
| Apr, 2026 | 10 | $102.16 | $467.77 | $300.00 | $869.92 | $22,471.79 | |
| May, 2026 | 11 | $98.78 | $471.14 | $300.00 | $869.92 | $21,700.64 | |
| Jun, 2026 | 12 | $95.39 | $474.53 | $300.00 | $869.92 | $20,926.11 | |
| Jul, 2026 | 13 | $91.99 | $477.94 | $300.00 | $869.92 | $20,148.17 | |
| Aug, 2026 | 14 | $88.57 | $481.36 | $300.00 | $869.92 | $19,366.82 | |
| Sep, 2026 | 15 | $85.13 | $484.79 | $300.00 | $869.92 | $18,582.03 | |
| Oct, 2026 | 16 | $81.68 | $488.24 | $300.00 | $869.92 | $17,793.79 | |
| Nov, 2026 | 17 | $78.22 | $491.71 | $300.00 | $869.92 | $17,002.08 | |
| Dec, 2026 | 18 | $74.74 | $495.19 | $300.00 | $869.92 | $16,206.89 | |
| Jan, 2027 | 19 | $71.24 | $498.68 | $300.00 | $869.92 | $15,408.21 | |
| Feb, 2027 | 20 | $67.73 | $502.19 | $300.00 | $869.92 | $14,606.02 | |
| Mar, 2027 | 21 | $64.21 | $505.72 | $300.00 | $869.92 | $13,800.30 | |
| Apr, 2027 | 22 | $60.66 | $509.26 | $300.00 | $869.92 | $12,991.04 | |
| May, 2027 | 23 | $57.11 | $512.82 | $300.00 | $869.92 | $12,178.22 | |
| Jun, 2027 | 24 | $53.53 | $516.39 | $300.00 | $869.92 | $11,361.83 | |
| Jul, 2027 | 25 | $49.94 | $519.98 | $300.00 | $869.92 | $10,541.85 | |
| Aug, 2027 | 26 | $46.34 | $523.58 | $300.00 | $869.92 | $9,718.27 | |
| Sep, 2027 | 27 | $42.72 | $527.20 | $300.00 | $869.92 | $8,891.06 | |
| Oct, 2027 | 28 | $39.08 | $530.84 | $300.00 | $869.92 | $8,060.22 | |
| Nov, 2027 | 29 | $35.43 | $534.49 | $300.00 | $869.92 | $7,225.73 | |
| Dec, 2027 | 30 | $31.76 | $538.16 | $300.00 | $869.92 | $6,387.57 | |
| Jan, 2028 | 31 | $28.08 | $541.85 | $300.00 | $869.92 | $5,545.72 | |
| Feb, 2028 | 32 | $24.38 | $545.55 | $300.00 | $869.92 | $4,700.17 | |
| Mar, 2028 | 33 | $20.66 | $549.26 | $300.00 | $869.92 | $3,850.91 | |
| Apr, 2028 | 34 | $16.93 | $553.00 | $300.00 | $869.92 | $2,997.91 | |
| May, 2028 | 35 | $13.18 | $556.75 | $300.00 | $869.92 | $2,141.17 | |
| Jun, 2028 | 36 | $9.41 | $560.51 | $300.00 | $869.92 | $1,280.66 | |
| Jul, 2028 | 37 | $5.63 | $564.29 | $300.00 | $869.92 | $416.36 | |
| Aug, 2028 | 38 | $1.83 | $416.36 | $0.00 | $418.19 | $0.00 | |
Compare Monthly vs. Bi-weekly |
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| Payment Frequency | Monthly | Bi-weekly | |||||
| Payments / Year | 12 | 26 | |||||
| Each Payment | $869.92 | $584.96 | |||||
| Total Extra Payments | $11,100.00 | $16,200.00 | |||||
| Total Interest | $2,605.40 | $1,710.46 | |||||
| Total Tax, Insurance, PMI & Fees | $0.00 | $0.00 | |||||
| Total Payment | $32,605.40 | $31,710.46 | Total Savings | $0 | $894.94 | ||
| Payoff Date | Aug, 2028 | Aug, 2027 | |||||
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