Auto loan calculator with extra payments to pay off your car loan faster with additional payments. The car loan calculator with extra payment has option to calculate one time extra payment or multiple extra payments for your auto loan.
Car Loan Calculator Results |
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| Mortgage Amount: | $30,000.00 | |||||
| Monthly Principal & Interest: | $569.92 | |||||
| Monthly Extra Payment: | $300.00 | |||||
Total Monthly Payment: |
$869.92 |
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| Total # Of Payments: | 38 | |||||
| Start Date: | Dec, 2024 | |||||
| Payoff Date: | Jan, 2028 | |||||
| Principal: | $18,900.00 | |||||
| Total Extra Payment: | $11,100.00 | |||||
| Total Interest Paid: | $2,605.40 | |||||
Total of all Payments: |
$32,605.40 |
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Car Loan Amortization Schedule With Extra Payments |
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| Payment Date | Payment # | Interest | Principal | Extra Payment | Total Payment | Balance | |
|---|---|---|---|---|---|---|---|
| Dec, 2024 | 1 | $131.88 | $438.05 | $300.00 | $869.92 | $29,261.95 | |
| Jan, 2025 | 2 | $128.63 | $441.29 | $300.00 | $869.92 | $28,520.66 | |
| Feb, 2025 | 3 | $125.37 | $444.55 | $300.00 | $869.92 | $27,776.10 | |
| Mar, 2025 | 4 | $122.10 | $447.83 | $300.00 | $869.92 | $27,028.28 | |
| Apr, 2025 | 5 | $118.81 | $451.11 | $300.00 | $869.92 | $26,277.17 | |
| May, 2025 | 6 | $115.51 | $454.41 | $300.00 | $869.92 | $25,522.75 | |
| Jun, 2025 | 7 | $112.19 | $457.73 | $300.00 | $869.92 | $24,765.02 | |
| Jul, 2025 | 8 | $108.86 | $461.06 | $300.00 | $869.92 | $24,003.96 | |
| Aug, 2025 | 9 | $105.52 | $464.41 | $300.00 | $869.92 | $23,239.55 | |
| Sep, 2025 | 10 | $102.16 | $467.77 | $300.00 | $869.92 | $22,471.79 | |
| Oct, 2025 | 11 | $98.78 | $471.14 | $300.00 | $869.92 | $21,700.64 | |
| Nov, 2025 | 12 | $95.39 | $474.53 | $300.00 | $869.92 | $20,926.11 | |
| Dec, 2025 | 13 | $91.99 | $477.94 | $300.00 | $869.92 | $20,148.17 | |
| Jan, 2026 | 14 | $88.57 | $481.36 | $300.00 | $869.92 | $19,366.82 | |
| Feb, 2026 | 15 | $85.13 | $484.79 | $300.00 | $869.92 | $18,582.03 | |
| Mar, 2026 | 16 | $81.68 | $488.24 | $300.00 | $869.92 | $17,793.79 | |
| Apr, 2026 | 17 | $78.22 | $491.71 | $300.00 | $869.92 | $17,002.08 | |
| May, 2026 | 18 | $74.74 | $495.19 | $300.00 | $869.92 | $16,206.89 | |
| Jun, 2026 | 19 | $71.24 | $498.68 | $300.00 | $869.92 | $15,408.21 | |
| Jul, 2026 | 20 | $67.73 | $502.19 | $300.00 | $869.92 | $14,606.02 | |
| Aug, 2026 | 21 | $64.21 | $505.72 | $300.00 | $869.92 | $13,800.30 | |
| Sep, 2026 | 22 | $60.66 | $509.26 | $300.00 | $869.92 | $12,991.04 | |
| Oct, 2026 | 23 | $57.11 | $512.82 | $300.00 | $869.92 | $12,178.22 | |
| Nov, 2026 | 24 | $53.53 | $516.39 | $300.00 | $869.92 | $11,361.83 | |
| Dec, 2026 | 25 | $49.94 | $519.98 | $300.00 | $869.92 | $10,541.85 | |
| Jan, 2027 | 26 | $46.34 | $523.58 | $300.00 | $869.92 | $9,718.27 | |
| Feb, 2027 | 27 | $42.72 | $527.20 | $300.00 | $869.92 | $8,891.06 | |
| Mar, 2027 | 28 | $39.08 | $530.84 | $300.00 | $869.92 | $8,060.22 | |
| Apr, 2027 | 29 | $35.43 | $534.49 | $300.00 | $869.92 | $7,225.73 | |
| May, 2027 | 30 | $31.76 | $538.16 | $300.00 | $869.92 | $6,387.57 | |
| Jun, 2027 | 31 | $28.08 | $541.85 | $300.00 | $869.92 | $5,545.72 | |
| Jul, 2027 | 32 | $24.38 | $545.55 | $300.00 | $869.92 | $4,700.17 | |
| Aug, 2027 | 33 | $20.66 | $549.26 | $300.00 | $869.92 | $3,850.91 | |
| Sep, 2027 | 34 | $16.93 | $553.00 | $300.00 | $869.92 | $2,997.91 | |
| Oct, 2027 | 35 | $13.18 | $556.75 | $300.00 | $869.92 | $2,141.17 | |
| Nov, 2027 | 36 | $9.41 | $560.51 | $300.00 | $869.92 | $1,280.66 | |
| Dec, 2027 | 37 | $5.63 | $564.29 | $300.00 | $869.92 | $416.36 | |
| Jan, 2028 | 38 | $1.83 | $416.36 | $0.00 | $418.19 | $0.00 | |
Compare Monthly vs. Bi-weekly |
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| Payment Frequency | Monthly | Bi-weekly | |||||
| Payments / Year | 12 | 26 | |||||
| Each Payment | $869.92 | $584.96 | |||||
| Total Extra Payments | $11,100.00 | $16,200.00 | |||||
| Total Interest | $2,605.40 | $1,710.46 | |||||
| Total Tax, Insurance, PMI & Fees | $0.00 | $0.00 | |||||
| Total Payment | $32,605.40 | $31,710.46 | Total Savings | $0 | $894.94 | ||
| Payoff Date | Jan, 2028 | Jan, 2027 | |||||
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