Auto Loan Early Payoff Calculator



Auto Loan Early Payoff Calculator to calculate the savings of paying off your car loan. The car loan payoff calculator gives you two options to calculate payoff, increasing monthly payment or set a payoff year.

Car Loan Payoff Calculator

Car Loan Balance
$
Interest Rate
Current Monthly Payment
$
Extra Monthly Payment
$
OR
Desired Payoff Years
years


Original vs. Early Payoff

Original Early Payoff
Monthly Payment
$315.43
$415.43
Expected Payoff Time
54 months
40 months
Total Interest
$1,751.95 $1,290.04
Total Principal
$15,000.00 $15,000.00
Total Payment
$16,751.95 $16,290.04
Total Interest Savings
$0 $461.92
Payoff Date
Sep, 2029 Jul, 2028

Early Payoff Amortization Schedule

Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Apr, 2025 1 $62.50 $352.93 $415.43 $14,647.07
May, 2025 2 $61.03 $354.40 $415.43 $14,292.67
Jun, 2025 3 $59.55 $355.88 $415.43 $13,936.79
Jul, 2025 4 $58.07 $357.36 $415.43 $13,579.43
Aug, 2025 5 $56.58 $358.85 $415.43 $13,220.58
Sep, 2025 6 $55.09 $360.34 $415.43 $12,860.24
Oct, 2025 7 $53.58 $361.85 $415.43 $12,498.39
Nov, 2025 8 $52.08 $363.35 $415.43 $12,135.04
Dec, 2025 9 $50.56 $364.87 $415.43 $11,770.17
Jan, 2026 10 $49.04 $366.39 $415.43 $11,403.78
Feb, 2026 11 $47.52 $367.91 $415.43 $11,035.87
Mar, 2026 12 $45.98 $369.45 $415.43 $10,666.42
Apr, 2026 13 $44.44 $370.99 $415.43 $10,295.44
May, 2026 14 $42.90 $372.53 $415.43 $9,922.90
Jun, 2026 15 $41.35 $374.08 $415.43 $9,548.82
Jul, 2026 16 $39.79 $375.64 $415.43 $9,173.18
Aug, 2026 17 $38.22 $377.21 $415.43 $8,795.97
Sep, 2026 18 $36.65 $378.78 $415.43 $8,417.19
Oct, 2026 19 $35.07 $380.36 $415.43 $8,036.83
Nov, 2026 20 $33.49 $381.94 $415.43 $7,654.89
Dec, 2026 21 $31.90 $383.53 $415.43 $7,271.35
Jan, 2027 22 $30.30 $385.13 $415.43 $6,886.22
Feb, 2027 23 $28.69 $386.74 $415.43 $6,499.48
Mar, 2027 24 $27.08 $388.35 $415.43 $6,111.13
Apr, 2027 25 $25.46 $389.97 $415.43 $5,721.17
May, 2027 26 $23.84 $391.59 $415.43 $5,329.57
Jun, 2027 27 $22.21 $393.22 $415.43 $4,936.35
Jul, 2027 28 $20.57 $394.86 $415.43 $4,541.49
Aug, 2027 29 $18.92 $396.51 $415.43 $4,144.98
Sep, 2027 30 $17.27 $398.16 $415.43 $3,746.82
Oct, 2027 31 $15.61 $399.82 $415.43 $3,347.00
Nov, 2027 32 $13.95 $401.48 $415.43 $2,945.52
Dec, 2027 33 $12.27 $403.16 $415.43 $2,542.36
Jan, 2028 34 $10.59 $404.84 $415.43 $2,137.53
Feb, 2028 35 $8.91 $406.52 $415.43 $1,731.00
Mar, 2028 36 $7.21 $408.22 $415.43 $1,322.79
Apr, 2028 37 $5.51 $409.92 $415.43 $912.87
May, 2028 38 $3.80 $411.63 $415.43 $501.24
Jun, 2028 39 $2.09 $413.34 $415.43 $87.90
Jul, 2028 40 $0.37 $87.90 $88.27 $0.00

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