Auto Loan Comparison Calculator is used to compare two auto loans based on their interest rates, terms, and the loan amount.
Auto Loan Comparison Result |
||
Loan |
Auto Loan 1 | Auto Loan 2 |
|---|---|---|
Loan Amount |
$25,000.00 | $25,000.00 |
Monthly Payment: |
$402.62 Lower Your Monthly Payment |
$466.08 |
Total # Of Payments: |
72 | 60 |
Start Date: |
Nov, 2025 | Nov, 2025 |
Payoff Date: |
Oct, 2030 | Oct, 2030 |
Total Interest Paid: |
$3,988.88 | $2,964.53 |
Total Payment: |
$28,988.88 | $27,964.53 |
Total Savings: |
$0.00 | $1,024.35 |
Auto Loan 1 Amortization Schedule |
||||||
| Payment Date | Payment # | Interest Paid | Principal Paid | Total Payment | Remaining Balance | |
|---|---|---|---|---|---|---|
| Nov, 2025 | 1 | $104.17 | $298.46 | $402.62 | $24,701.54 | |
| Dec, 2025 | 2 | $102.92 | $299.70 | $402.62 | $24,401.84 | |
| Jan, 2026 | 3 | $101.67 | $300.95 | $402.62 | $24,100.89 | |
| Feb, 2026 | 4 | $100.42 | $302.20 | $402.62 | $23,798.69 | |
| Mar, 2026 | 5 | $99.16 | $303.46 | $402.62 | $23,495.23 | |
| Apr, 2026 | 6 | $97.90 | $304.73 | $402.62 | $23,190.50 | |
| May, 2026 | 7 | $96.63 | $306.00 | $402.62 | $22,884.51 | |
| Jun, 2026 | 8 | $95.35 | $307.27 | $402.62 | $22,577.24 | |
| Jul, 2026 | 9 | $94.07 | $308.55 | $402.62 | $22,268.68 | |
| Aug, 2026 | 10 | $92.79 | $309.84 | $402.62 | $21,958.85 | |
| Sep, 2026 | 11 | $91.50 | $311.13 | $402.62 | $21,647.72 | |
| Oct, 2026 | 12 | $90.20 | $312.42 | $402.62 | $21,335.29 | |
| Nov, 2026 | 13 | $88.90 | $313.73 | $402.62 | $21,021.57 | |
| Dec, 2026 | 14 | $87.59 | $315.03 | $402.62 | $20,706.53 | |
| Jan, 2027 | 15 | $86.28 | $316.35 | $402.62 | $20,390.19 | |
| Feb, 2027 | 16 | $84.96 | $317.66 | $402.62 | $20,072.52 | |
| Mar, 2027 | 17 | $83.64 | $318.99 | $402.62 | $19,753.54 | |
| Apr, 2027 | 18 | $82.31 | $320.32 | $402.62 | $19,433.22 | |
| May, 2027 | 19 | $80.97 | $321.65 | $402.62 | $19,111.57 | |
| Jun, 2027 | 20 | $79.63 | $322.99 | $402.62 | $18,788.58 | |
| Jul, 2027 | 21 | $78.29 | $324.34 | $402.62 | $18,464.24 | |
| Aug, 2027 | 22 | $76.93 | $325.69 | $402.62 | $18,138.55 | |
| Sep, 2027 | 23 | $75.58 | $327.05 | $402.62 | $17,811.50 | |
| Oct, 2027 | 24 | $74.21 | $328.41 | $402.62 | $17,483.09 | |
| Nov, 2027 | 25 | $72.85 | $329.78 | $402.62 | $17,153.32 | |
| Dec, 2027 | 26 | $71.47 | $331.15 | $402.62 | $16,822.17 | |
| Jan, 2028 | 27 | $70.09 | $332.53 | $402.62 | $16,489.64 | |
| Feb, 2028 | 28 | $68.71 | $333.92 | $402.62 | $16,155.72 | |
| Mar, 2028 | 29 | $67.32 | $335.31 | $402.62 | $15,820.41 | |
| Apr, 2028 | 30 | $65.92 | $336.70 | $402.62 | $15,483.71 | |
| May, 2028 | 31 | $64.52 | $338.11 | $402.62 | $15,145.60 | |
| Jun, 2028 | 32 | $63.11 | $339.52 | $402.62 | $14,806.08 | |
| Jul, 2028 | 33 | $61.69 | $340.93 | $402.62 | $14,465.15 | |
| Aug, 2028 | 34 | $60.27 | $342.35 | $402.62 | $14,122.80 | |
| Sep, 2028 | 35 | $58.84 | $343.78 | $402.62 | $13,779.02 | |
| Oct, 2028 | 36 | $57.41 | $345.21 | $402.62 | $13,433.81 | |
| Nov, 2028 | 37 | $55.97 | $346.65 | $402.62 | $13,087.16 | |
| Dec, 2028 | 38 | $54.53 | $348.09 | $402.62 | $12,739.07 | |
| Jan, 2029 | 39 | $53.08 | $349.54 | $402.62 | $12,389.52 | |
| Feb, 2029 | 40 | $51.62 | $351.00 | $402.62 | $12,038.52 | |
| Mar, 2029 | 41 | $50.16 | $352.46 | $402.62 | $11,686.06 | |
| Apr, 2029 | 42 | $48.69 | $353.93 | $402.62 | $11,332.13 | |
| May, 2029 | 43 | $47.22 | $355.41 | $402.62 | $10,976.72 | |
| Jun, 2029 | 44 | $45.74 | $356.89 | $402.62 | $10,619.84 | |
| Jul, 2029 | 45 | $44.25 | $358.37 | $402.62 | $10,261.46 | |
| Aug, 2029 | 46 | $42.76 | $359.87 | $402.62 | $9,901.59 | |
| Sep, 2029 | 47 | $41.26 | $361.37 | $402.62 | $9,540.23 | |
| Oct, 2029 | 48 | $39.75 | $362.87 | $402.62 | $9,177.35 | |
| Nov, 2029 | 49 | $38.24 | $364.38 | $402.62 | $8,812.97 | |
| Dec, 2029 | 50 | $36.72 | $365.90 | $402.62 | $8,447.07 | |
| Jan, 2030 | 51 | $35.20 | $367.43 | $402.62 | $8,079.64 | |
| Feb, 2030 | 52 | $33.67 | $368.96 | $402.62 | $7,710.68 | |
| Mar, 2030 | 53 | $32.13 | $370.50 | $402.62 | $7,340.19 | |
| Apr, 2030 | 54 | $30.58 | $372.04 | $402.62 | $6,968.15 | |
| May, 2030 | 55 | $29.03 | $373.59 | $402.62 | $6,594.56 | |
| Jun, 2030 | 56 | $27.48 | $375.15 | $402.62 | $6,219.41 | |
| Jul, 2030 | 57 | $25.91 | $376.71 | $402.62 | $5,842.70 | |
| Aug, 2030 | 58 | $24.34 | $378.28 | $402.62 | $5,464.42 | |
| Sep, 2030 | 59 | $22.77 | $379.85 | $402.62 | $5,084.57 | |
| Oct, 2030 | 60 | $21.19 | $381.44 | $402.62 | $4,703.13 | |
| Nov, 2030 | 61 | $19.60 | $383.03 | $402.62 | $4,320.11 | |
| Dec, 2030 | 62 | $18.00 | $384.62 | $402.62 | $3,935.48 | |
| Jan, 2031 | 63 | $16.40 | $386.23 | $402.62 | $3,549.26 | |
| Feb, 2031 | 64 | $14.79 | $387.83 | $402.62 | $3,161.42 | |
| Mar, 2031 | 65 | $13.17 | $389.45 | $402.62 | $2,771.97 | |
| Apr, 2031 | 66 | $11.55 | $391.07 | $402.62 | $2,380.90 | |
| May, 2031 | 67 | $9.92 | $392.70 | $402.62 | $1,988.20 | |
| Jun, 2031 | 68 | $8.28 | $394.34 | $402.62 | $1,593.86 | |
| Jul, 2031 | 69 | $6.64 | $395.98 | $402.62 | $1,197.87 | |
| Aug, 2031 | 70 | $4.99 | $397.63 | $402.62 | $800.24 | |
| Sep, 2031 | 71 | $3.33 | $399.29 | $402.62 | $400.95 | |
| Oct, 2031 | 72 | $1.67 | $400.95 | $402.62 | $0.00 | |
Auto Loan 2 Amortization Schedule |
||||||
| Payment Date | Payment # | Interest Paid | Principal Paid | Total Payment | Remaining Balance | |
|---|---|---|---|---|---|---|
| Nov, 2025 | 1 | $93.75 | $372.33 | $466.08 | $24,627.67 | |
| Dec, 2025 | 2 | $92.35 | $373.72 | $466.08 | $24,253.95 | |
| Jan, 2026 | 3 | $90.95 | $375.12 | $466.08 | $23,878.83 | |
| Feb, 2026 | 4 | $89.55 | $376.53 | $466.08 | $23,502.30 | |
| Mar, 2026 | 5 | $88.13 | $377.94 | $466.08 | $23,124.36 | |
| Apr, 2026 | 6 | $86.72 | $379.36 | $466.08 | $22,745.00 | |
| May, 2026 | 7 | $85.29 | $380.78 | $466.08 | $22,364.22 | |
| Jun, 2026 | 8 | $83.87 | $382.21 | $466.08 | $21,982.01 | |
| Jul, 2026 | 9 | $82.43 | $383.64 | $466.08 | $21,598.36 | |
| Aug, 2026 | 10 | $80.99 | $385.08 | $466.08 | $21,213.28 | |
| Sep, 2026 | 11 | $79.55 | $386.53 | $466.08 | $20,826.76 | |
| Oct, 2026 | 12 | $78.10 | $387.98 | $466.08 | $20,438.78 | |
| Nov, 2026 | 13 | $76.65 | $389.43 | $466.08 | $20,049.35 | |
| Dec, 2026 | 14 | $75.19 | $390.89 | $466.08 | $19,658.46 | |
| Jan, 2027 | 15 | $73.72 | $392.36 | $466.08 | $19,266.11 | |
| Feb, 2027 | 16 | $72.25 | $393.83 | $466.08 | $18,872.28 | |
| Mar, 2027 | 17 | $70.77 | $395.30 | $466.08 | $18,476.97 | |
| Apr, 2027 | 18 | $69.29 | $396.79 | $466.08 | $18,080.19 | |
| May, 2027 | 19 | $67.80 | $398.27 | $466.08 | $17,681.91 | |
| Jun, 2027 | 20 | $66.31 | $399.77 | $466.08 | $17,282.14 | |
| Jul, 2027 | 21 | $64.81 | $401.27 | $466.08 | $16,880.88 | |
| Aug, 2027 | 22 | $63.30 | $402.77 | $466.08 | $16,478.10 | |
| Sep, 2027 | 23 | $61.79 | $404.28 | $466.08 | $16,073.82 | |
| Oct, 2027 | 24 | $60.28 | $405.80 | $466.08 | $15,668.02 | |
| Nov, 2027 | 25 | $58.76 | $407.32 | $466.08 | $15,260.70 | |
| Dec, 2027 | 26 | $57.23 | $408.85 | $466.08 | $14,851.85 | |
| Jan, 2028 | 27 | $55.69 | $410.38 | $466.08 | $14,441.47 | |
| Feb, 2028 | 28 | $54.16 | $411.92 | $466.08 | $14,029.55 | |
| Mar, 2028 | 29 | $52.61 | $413.46 | $466.08 | $13,616.09 | |
| Apr, 2028 | 30 | $51.06 | $415.02 | $466.08 | $13,201.07 | |
| May, 2028 | 31 | $49.50 | $416.57 | $466.08 | $12,784.50 | |
| Jun, 2028 | 32 | $47.94 | $418.13 | $466.08 | $12,366.37 | |
| Jul, 2028 | 33 | $46.37 | $419.70 | $466.08 | $11,946.67 | |
| Aug, 2028 | 34 | $44.80 | $421.28 | $466.08 | $11,525.39 | |
| Sep, 2028 | 35 | $43.22 | $422.86 | $466.08 | $11,102.54 | |
| Oct, 2028 | 36 | $41.63 | $424.44 | $466.08 | $10,678.10 | |
| Nov, 2028 | 37 | $40.04 | $426.03 | $466.08 | $10,252.06 | |
| Dec, 2028 | 38 | $38.45 | $427.63 | $466.08 | $9,824.43 | |
| Jan, 2029 | 39 | $36.84 | $429.23 | $466.08 | $9,395.20 | |
| Feb, 2029 | 40 | $35.23 | $430.84 | $466.08 | $8,964.35 | |
| Mar, 2029 | 41 | $33.62 | $432.46 | $466.08 | $8,531.90 | |
| Apr, 2029 | 42 | $31.99 | $434.08 | $466.08 | $8,097.81 | |
| May, 2029 | 43 | $30.37 | $435.71 | $466.08 | $7,662.11 | |
| Jun, 2029 | 44 | $28.73 | $437.34 | $466.08 | $7,224.76 | |
| Jul, 2029 | 45 | $27.09 | $438.98 | $466.08 | $6,785.78 | |
| Aug, 2029 | 46 | $25.45 | $440.63 | $466.08 | $6,345.15 | |
| Sep, 2029 | 47 | $23.79 | $442.28 | $466.08 | $5,902.87 | |
| Oct, 2029 | 48 | $22.14 | $443.94 | $466.08 | $5,458.93 | |
| Nov, 2029 | 49 | $20.47 | $445.60 | $466.08 | $5,013.33 | |
| Dec, 2029 | 50 | $18.80 | $447.28 | $466.08 | $4,566.05 | |
| Jan, 2030 | 51 | $17.12 | $448.95 | $466.08 | $4,117.10 | |
| Feb, 2030 | 52 | $15.44 | $450.64 | $466.08 | $3,666.46 | |
| Mar, 2030 | 53 | $13.75 | $452.33 | $466.08 | $3,214.14 | |
| Apr, 2030 | 54 | $12.05 | $454.02 | $466.08 | $2,760.11 | |
| May, 2030 | 55 | $10.35 | $455.73 | $466.08 | $2,304.39 | |
| Jun, 2030 | 56 | $8.64 | $457.43 | $466.08 | $1,846.95 | |
| Jul, 2030 | 57 | $6.93 | $459.15 | $466.08 | $1,387.80 | |
| Aug, 2030 | 58 | $5.20 | $460.87 | $466.08 | $926.93 | |
| Sep, 2030 | 59 | $3.48 | $462.60 | $466.08 | $464.33 | |
| Oct, 2030 | 60 | $1.74 | $464.33 | $466.08 | $0.00 | |
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