Auto Refinance Calculator

Auto Refinance Calculator to calculate how much interest savings that you can save by refinancing your car. The car refinance calculator will show you the new monthly payment with amortization schedule that breaks down all the interest and principal payments.

Car Refinance Calculator
Remaining Balance	$
Interest Rate
Current Monthly Payment	$
New Interest Rate
New Loan Terms	years

Car Refinance Calculator Results
New Monthly Payment:	$399.73 Lower Your Monthly Payment
Payoff Date:	Sep, 2031
Total Interest Savings:	$1,127.52

Car Refinance Amortization Schedule
Payment Date	Payment #	Interest Paid	Principal Paid	Total Payment	Remaining Balance
Oct, 2026	1	$63.25	$336.48	$399.73	$21,663.52
Nov, 2026	2	$62.28	$337.44	$399.73	$21,326.08
Dec, 2026	3	$61.31	$338.41	$399.73	$20,987.67
Jan, 2027	4	$60.34	$339.39	$399.73	$20,648.28
Feb, 2027	5	$59.36	$340.36	$399.73	$20,307.92
Mar, 2027	6	$58.39	$341.34	$399.73	$19,966.58
Apr, 2027	7	$57.40	$342.32	$399.73	$19,624.26
May, 2027	8	$56.42	$343.31	$399.73	$19,280.95
Jun, 2027	9	$55.43	$344.29	$399.73	$18,936.66
Jul, 2027	10	$54.44	$345.28	$399.73	$18,591.37
Aug, 2027	11	$53.45	$346.28	$399.73	$18,245.10
Sep, 2027	12	$52.45	$347.27	$399.73	$17,897.83
Oct, 2027	13	$51.46	$348.27	$399.73	$17,549.56
Nov, 2027	14	$50.45	$349.27	$399.73	$17,200.29
Dec, 2027	15	$49.45	$350.28	$399.73	$16,850.01
Jan, 2028	16	$48.44	$351.28	$399.73	$16,498.73
Feb, 2028	17	$47.43	$352.29	$399.73	$16,146.44
Mar, 2028	18	$46.42	$353.30	$399.73	$15,793.13
Apr, 2028	19	$45.41	$354.32	$399.73	$15,438.81
May, 2028	20	$44.39	$355.34	$399.73	$15,083.47
Jun, 2028	21	$43.36	$356.36	$399.73	$14,727.11
Jul, 2028	22	$42.34	$357.39	$399.73	$14,369.72
Aug, 2028	23	$41.31	$358.41	$399.73	$14,011.31
Sep, 2028	24	$40.28	$359.44	$399.73	$13,651.87
Oct, 2028	25	$39.25	$360.48	$399.73	$13,291.39
Nov, 2028	26	$38.21	$361.51	$399.73	$12,929.88
Dec, 2028	27	$37.17	$362.55	$399.73	$12,567.33
Jan, 2029	28	$36.13	$363.59	$399.73	$12,203.73
Feb, 2029	29	$35.09	$364.64	$399.73	$11,839.09
Mar, 2029	30	$34.04	$365.69	$399.73	$11,473.40
Apr, 2029	31	$32.99	$366.74	$399.73	$11,106.66
May, 2029	32	$31.93	$367.79	$399.73	$10,738.87
Jun, 2029	33	$30.87	$368.85	$399.73	$10,370.02
Jul, 2029	34	$29.81	$369.91	$399.73	$10,000.10
Aug, 2029	35	$28.75	$370.98	$399.73	$9,629.13
Sep, 2029	36	$27.68	$372.04	$399.73	$9,257.09
Oct, 2029	37	$26.61	$373.11	$399.73	$8,883.97
Nov, 2029	38	$25.54	$374.18	$399.73	$8,509.79
Dec, 2029	39	$24.47	$375.26	$399.73	$8,134.53
Jan, 2030	40	$23.39	$376.34	$399.73	$7,758.19
Feb, 2030	41	$22.30	$377.42	$399.73	$7,380.77
Mar, 2030	42	$21.22	$378.51	$399.73	$7,002.26
Apr, 2030	43	$20.13	$379.59	$399.73	$6,622.67
May, 2030	44	$19.04	$380.69	$399.73	$6,241.98
Jun, 2030	45	$17.95	$381.78	$399.73	$5,860.20
Jul, 2030	46	$16.85	$382.88	$399.73	$5,477.32
Aug, 2030	47	$15.75	$383.98	$399.73	$5,093.35
Sep, 2030	48	$14.64	$385.08	$399.73	$4,708.26
Oct, 2030	49	$13.54	$386.19	$399.73	$4,322.07
Nov, 2030	50	$12.43	$387.30	$399.73	$3,934.77
Dec, 2030	51	$11.31	$388.41	$399.73	$3,546.36
Jan, 2031	52	$10.20	$389.53	$399.73	$3,156.83
Feb, 2031	53	$9.08	$390.65	$399.73	$2,766.18
Mar, 2031	54	$7.95	$391.77	$399.73	$2,374.41
Apr, 2031	55	$6.83	$392.90	$399.73	$1,981.51
May, 2031	56	$5.70	$394.03	$399.73	$1,587.48
Jun, 2031	57	$4.56	$395.16	$399.73	$1,192.32
Jul, 2031	58	$3.43	$396.30	$399.73	$796.02
Aug, 2031	59	$2.29	$397.44	$399.73	$398.58
Sep, 2031	60	$1.15	$398.58	$399.73	$0.00
Original vs. Car Refinance
	Original	Car Refinance
Monthly Payment	$420.00	$399.73
Total Interest	$3,111.08	$1,983.56
Total Principal	$22,000.00	$22,000.00
Total Payment	$25,111.08	$23,983.56
Total Interest Savings	$0	$1,127.52
Payoff Date	Sep, 2031	Sep, 2031

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