Car Payment Calculator NJ

Car payment calculator NJ to calculate the monthly payments for car loans in New Jersey. New Jersey auto loan calculator generates a car loan amortization schedule that shows monthly interest and principal payments.

Best New Jersey Auto Refinance Rates

New Jersey Car Loan Calculator

Vehicle Price
$
Down Payment
$
Loan Amount
$
Loan Terms
Interest Rate
Payment Frequency
Trade In Value
$
Sales Tax
%
Other Fees
$
First Payment Date

Amortization schedule
Include all fees into loan
Extra Payments
One Time
$ On Date
Monthly or Biweekly
$ Starting Date
Quarterly
$ Starting Date
Yearly
$ Starting Date

Best New Jersey Auto Refinance Rates

How much can you save with a low rate auto refinance loan?
Check out our best New Jersey auto refinance rates for July 11, 2025.

NJ Auto Loan Calculator

Loan Amount: $28,000.00
Total Monthly Payment:
$552.59
Lower Your Monthly Payment
Total # Of Payments: 60
Start Date: Jul, 2025
Payoff Date: Jun, 2030
Down Payment: $10,000.00
Trade In Value: $0.00
Sales Tax: $0.00
Other Fee: $275.00
Total Interest Paid: $5,155.16
Total of All Costs:
$43,430.16

New Jersey Auto Loan Amortization Schedule

Payment Date Payment # Interest Principal Total Payment Balance
Jul, 2025 1 $160.07 $392.52 $552.59 $27,607.48
Aug, 2025 2 $157.82 $394.76 $552.59 $27,212.72
Sep, 2025 3 $155.57 $397.02 $552.59 $26,815.70
Oct, 2025 4 $153.30 $399.29 $552.59 $26,416.41
Nov, 2025 5 $151.01 $401.57 $552.59 $26,014.84
Dec, 2025 6 $148.72 $403.87 $552.59 $25,610.97
Jan, 2026 7 $146.41 $406.18 $552.59 $25,204.79
Feb, 2026 8 $144.09 $408.50 $552.59 $24,796.29
Mar, 2026 9 $141.75 $410.83 $552.59 $24,385.46
Apr, 2026 10 $139.40 $413.18 $552.59 $23,972.28
May, 2026 11 $137.04 $415.54 $552.59 $23,556.73
Jun, 2026 12 $134.67 $417.92 $552.59 $23,138.81
Jul, 2026 13 $132.28 $420.31 $552.59 $22,718.50
Aug, 2026 14 $129.87 $422.71 $552.59 $22,295.79
Sep, 2026 15 $127.46 $425.13 $552.59 $21,870.66
Oct, 2026 16 $125.03 $427.56 $552.59 $21,443.10
Nov, 2026 17 $122.58 $430.00 $552.59 $21,013.10
Dec, 2026 18 $120.12 $432.46 $552.59 $20,580.64
Jan, 2027 19 $117.65 $434.93 $552.59 $20,145.71
Feb, 2027 20 $115.17 $437.42 $552.59 $19,708.29
Mar, 2027 21 $112.67 $439.92 $552.59 $19,268.37
Apr, 2027 22 $110.15 $442.44 $552.59 $18,825.93
May, 2027 23 $107.62 $444.96 $552.59 $18,380.97
Jun, 2027 24 $105.08 $447.51 $552.59 $17,933.46
Jul, 2027 25 $102.52 $450.07 $552.59 $17,483.39
Aug, 2027 26 $99.95 $452.64 $552.59 $17,030.75
Sep, 2027 27 $97.36 $455.23 $552.59 $16,575.53
Oct, 2027 28 $94.76 $457.83 $552.59 $16,117.70
Nov, 2027 29 $92.14 $460.45 $552.59 $15,657.25
Dec, 2027 30 $89.51 $463.08 $552.59 $15,194.17
Jan, 2028 31 $86.86 $465.73 $552.59 $14,728.45
Feb, 2028 32 $84.20 $468.39 $552.59 $14,260.06
Mar, 2028 33 $81.52 $471.07 $552.59 $13,788.99
Apr, 2028 34 $78.83 $473.76 $552.59 $13,315.23
May, 2028 35 $76.12 $476.47 $552.59 $12,838.77
Jun, 2028 36 $73.39 $479.19 $552.59 $12,359.58
Jul, 2028 37 $70.66 $481.93 $552.59 $11,877.64
Aug, 2028 38 $67.90 $484.69 $552.59 $11,392.96
Sep, 2028 39 $65.13 $487.46 $552.59 $10,905.50
Oct, 2028 40 $62.34 $490.24 $552.59 $10,415.26
Nov, 2028 41 $59.54 $493.05 $552.59 $9,922.22
Dec, 2028 42 $56.72 $495.86 $552.59 $9,426.35
Jan, 2029 43 $53.89 $498.70 $552.59 $8,927.65
Feb, 2029 44 $51.04 $501.55 $552.59 $8,426.10
Mar, 2029 45 $48.17 $504.42 $552.59 $7,921.69
Apr, 2029 46 $45.29 $507.30 $552.59 $7,414.39
May, 2029 47 $42.39 $510.20 $552.59 $6,904.19
Jun, 2029 48 $39.47 $513.12 $552.59 $6,391.07
Jul, 2029 49 $36.54 $516.05 $552.59 $5,875.02
Aug, 2029 50 $33.59 $519.00 $552.59 $5,356.02
Sep, 2029 51 $30.62 $521.97 $552.59 $4,834.05
Oct, 2029 52 $27.63 $524.95 $552.59 $4,309.10
Nov, 2029 53 $24.63 $527.95 $552.59 $3,781.15
Dec, 2029 54 $21.62 $530.97 $552.59 $3,250.18
Jan, 2030 55 $18.58 $534.01 $552.59 $2,716.17
Feb, 2030 56 $15.53 $537.06 $552.59 $2,179.11
Mar, 2030 57 $12.46 $540.13 $552.59 $1,638.98
Apr, 2030 58 $9.37 $543.22 $552.59 $1,095.77
May, 2030 59 $6.26 $546.32 $552.59 $549.44
Jun, 2030 60 $3.14 $549.44 $552.59 $0.00

Compare Monthly vs. Bi-weekly

Payment Frequency Monthly Bi-weekly
Payments / Year 12 26
Each Payment $552.59 $276.29
Total Interest $5,155.16 $4,624.42
Total Payment $43,155.16 $42,624.42
Total Savings $0 $530.74
Payoff Date Jun, 2030 Jan, 2030

Auto Loan Calculator | Terms | Privacy | Disclaimer | Contact

©2025 Auto Loan Calculator