Car Payment Calculator NJ

Car payment calculator NJ to calculate the monthly payments for car loans in New Jersey. New Jersey auto loan calculator generates a car loan amortization schedule that shows monthly interest and principal payments.

New Jersey Car Loan Calculator
Vehicle Price	$	Down Payment	$
Loan Amount	$	Loan Terms	Year Month
Interest Rate		Payment Frequency	Monthly Bi-weekly
Trade In Value	$	Sales Tax	%
Other Fees	$	First Payment Date
Amortization schedule	Show All Payments Group By Year	Include all fees into loan
Extra Payments	Yes No
One Time	$ On Date
Monthly or Biweekly	$ Starting Date
Quarterly	$ Starting Date
Yearly	$ Starting Date

Best New Jersey Auto Refinance Rates

How much can you save with a low rate auto refinance loan?
Check out our best New Jersey auto refinance rates for July 11, 2025.

NJ Auto Loan Calculator
Loan Amount:	$28,000.00
Total Monthly Payment:	$552.59 Lower Your Monthly Payment
Total # Of Payments:	60
Start Date:	Jul, 2025
Payoff Date:	Jun, 2030
Down Payment:	$10,000.00
Trade In Value:	$0.00
Sales Tax:	$0.00
Other Fee:	$275.00
Total Interest Paid:	$5,155.16
Total of All Costs:	$43,430.16

New Jersey Auto Loan Amortization Schedule
Payment Date	Payment #	Interest	Principal	Total Payment	Balance
Jul, 2025	1	$160.07	$392.52	$552.59	$27,607.48
Aug, 2025	2	$157.82	$394.76	$552.59	$27,212.72
Sep, 2025	3	$155.57	$397.02	$552.59	$26,815.70
Oct, 2025	4	$153.30	$399.29	$552.59	$26,416.41
Nov, 2025	5	$151.01	$401.57	$552.59	$26,014.84
Dec, 2025	6	$148.72	$403.87	$552.59	$25,610.97
Jan, 2026	7	$146.41	$406.18	$552.59	$25,204.79
Feb, 2026	8	$144.09	$408.50	$552.59	$24,796.29
Mar, 2026	9	$141.75	$410.83	$552.59	$24,385.46
Apr, 2026	10	$139.40	$413.18	$552.59	$23,972.28
May, 2026	11	$137.04	$415.54	$552.59	$23,556.73
Jun, 2026	12	$134.67	$417.92	$552.59	$23,138.81
Jul, 2026	13	$132.28	$420.31	$552.59	$22,718.50
Aug, 2026	14	$129.87	$422.71	$552.59	$22,295.79
Sep, 2026	15	$127.46	$425.13	$552.59	$21,870.66
Oct, 2026	16	$125.03	$427.56	$552.59	$21,443.10
Nov, 2026	17	$122.58	$430.00	$552.59	$21,013.10
Dec, 2026	18	$120.12	$432.46	$552.59	$20,580.64
Jan, 2027	19	$117.65	$434.93	$552.59	$20,145.71
Feb, 2027	20	$115.17	$437.42	$552.59	$19,708.29
Mar, 2027	21	$112.67	$439.92	$552.59	$19,268.37
Apr, 2027	22	$110.15	$442.44	$552.59	$18,825.93
May, 2027	23	$107.62	$444.96	$552.59	$18,380.97
Jun, 2027	24	$105.08	$447.51	$552.59	$17,933.46
Jul, 2027	25	$102.52	$450.07	$552.59	$17,483.39
Aug, 2027	26	$99.95	$452.64	$552.59	$17,030.75
Sep, 2027	27	$97.36	$455.23	$552.59	$16,575.53
Oct, 2027	28	$94.76	$457.83	$552.59	$16,117.70
Nov, 2027	29	$92.14	$460.45	$552.59	$15,657.25
Dec, 2027	30	$89.51	$463.08	$552.59	$15,194.17
Jan, 2028	31	$86.86	$465.73	$552.59	$14,728.45
Feb, 2028	32	$84.20	$468.39	$552.59	$14,260.06
Mar, 2028	33	$81.52	$471.07	$552.59	$13,788.99
Apr, 2028	34	$78.83	$473.76	$552.59	$13,315.23
May, 2028	35	$76.12	$476.47	$552.59	$12,838.77
Jun, 2028	36	$73.39	$479.19	$552.59	$12,359.58
Jul, 2028	37	$70.66	$481.93	$552.59	$11,877.64
Aug, 2028	38	$67.90	$484.69	$552.59	$11,392.96
Sep, 2028	39	$65.13	$487.46	$552.59	$10,905.50
Oct, 2028	40	$62.34	$490.24	$552.59	$10,415.26
Nov, 2028	41	$59.54	$493.05	$552.59	$9,922.22
Dec, 2028	42	$56.72	$495.86	$552.59	$9,426.35
Jan, 2029	43	$53.89	$498.70	$552.59	$8,927.65
Feb, 2029	44	$51.04	$501.55	$552.59	$8,426.10
Mar, 2029	45	$48.17	$504.42	$552.59	$7,921.69
Apr, 2029	46	$45.29	$507.30	$552.59	$7,414.39
May, 2029	47	$42.39	$510.20	$552.59	$6,904.19
Jun, 2029	48	$39.47	$513.12	$552.59	$6,391.07
Jul, 2029	49	$36.54	$516.05	$552.59	$5,875.02
Aug, 2029	50	$33.59	$519.00	$552.59	$5,356.02
Sep, 2029	51	$30.62	$521.97	$552.59	$4,834.05
Oct, 2029	52	$27.63	$524.95	$552.59	$4,309.10
Nov, 2029	53	$24.63	$527.95	$552.59	$3,781.15
Dec, 2029	54	$21.62	$530.97	$552.59	$3,250.18
Jan, 2030	55	$18.58	$534.01	$552.59	$2,716.17
Feb, 2030	56	$15.53	$537.06	$552.59	$2,179.11
Mar, 2030	57	$12.46	$540.13	$552.59	$1,638.98
Apr, 2030	58	$9.37	$543.22	$552.59	$1,095.77
May, 2030	59	$6.26	$546.32	$552.59	$549.44
Jun, 2030	60	$3.14	$549.44	$552.59	$0.00

Compare Monthly vs. Bi-weekly
Payment Frequency	Monthly	Bi-weekly
Payments / Year	12	26
Each Payment	$552.59	$276.29
Total Interest	$5,155.16	$4,624.42
Total Payment	$43,155.16	$42,624.42
Total Savings	$0	$530.74
Payoff Date	Jun, 2030	Jan, 2030