Auto Loan Calculator

Powerful Auto Loan Calculator with extra payments, trade-in, taxes, and other options to quickly calculate the monthly costs of an auto loan.

Car Loan Calculator

Vehicle Price
$
Down Payment
$
Loan Amount
$
Loan Terms
Interest Rate
Payment Frequency
Trade In Value
$
Sales Tax
%
Other Fees
$
First Payment Date

Amortization schedule
Include all fees into loan
Extra Payments
One Time
$ On Date
Monthly or Biweekly
$ Starting Date
Quarterly
$ Starting Date
Yearly
$ Starting Date

Auto Loan Calculator Results

Loan Amount: $28,000.00
Total Monthly Payment:
$530.00
Total # Of Payments: 60
Start Date: Oct, 2022
Payoff Date: Sep, 2027
Down Payment: $25,000.00
Trade In Value: $0.00
Sales Tax: $0.00
Other Fee: $300.00
Total Interest Paid: $3,799.97
Total of All Costs:
$57,099.97

Auto Loan Amortization Schedule

Payment Date Payment # Interest Principal Total Payment Balance
Oct, 2022 1 $119.58 $410.42 $530.00 $27,589.58
Nov, 2022 2 $117.83 $412.17 $530.00 $27,177.41
Dec, 2022 3 $116.07 $413.93 $530.00 $26,763.49
Jan, 2023 4 $114.30 $415.70 $530.00 $26,347.79
Feb, 2023 5 $112.53 $417.47 $530.00 $25,930.32
Mar, 2023 6 $110.74 $419.26 $530.00 $25,511.06
Apr, 2023 7 $108.95 $421.05 $530.00 $25,090.01
May, 2023 8 $107.16 $422.84 $530.00 $24,667.17
Jun, 2023 9 $105.35 $424.65 $530.00 $24,242.52
Jul, 2023 10 $103.54 $426.46 $530.00 $23,816.06
Aug, 2023 11 $101.71 $428.29 $530.00 $23,387.77
Sep, 2023 12 $99.89 $430.11 $530.00 $22,957.66
Oct, 2023 13 $98.05 $431.95 $530.00 $22,525.71
Nov, 2023 14 $96.20 $433.80 $530.00 $22,091.91
Dec, 2023 15 $94.35 $435.65 $530.00 $21,656.26
Jan, 2024 16 $92.49 $437.51 $530.00 $21,218.75
Feb, 2024 17 $90.62 $439.38 $530.00 $20,779.37
Mar, 2024 18 $88.75 $441.25 $530.00 $20,338.12
Apr, 2024 19 $86.86 $443.14 $530.00 $19,894.98
May, 2024 20 $84.97 $445.03 $530.00 $19,449.95
Jun, 2024 21 $83.07 $446.93 $530.00 $19,003.02
Jul, 2024 22 $81.16 $448.84 $530.00 $18,554.18
Aug, 2024 23 $79.24 $450.76 $530.00 $18,103.42
Sep, 2024 24 $77.32 $452.68 $530.00 $17,650.74
Oct, 2024 25 $75.38 $454.62 $530.00 $17,196.12
Nov, 2024 26 $73.44 $456.56 $530.00 $16,739.56
Dec, 2024 27 $71.49 $458.51 $530.00 $16,281.05
Jan, 2025 28 $69.53 $460.47 $530.00 $15,820.59
Feb, 2025 29 $67.57 $462.43 $530.00 $15,358.16
Mar, 2025 30 $65.59 $464.41 $530.00 $14,893.75
Apr, 2025 31 $63.61 $466.39 $530.00 $14,427.36
May, 2025 32 $61.62 $468.38 $530.00 $13,958.97
Jun, 2025 33 $59.62 $470.38 $530.00 $13,488.59
Jul, 2025 34 $57.61 $472.39 $530.00 $13,016.20
Aug, 2025 35 $55.59 $474.41 $530.00 $12,541.79
Sep, 2025 36 $53.56 $476.44 $530.00 $12,065.35
Oct, 2025 37 $51.53 $478.47 $530.00 $11,586.88
Nov, 2025 38 $49.49 $480.51 $530.00 $11,106.37
Dec, 2025 39 $47.43 $482.57 $530.00 $10,623.80
Jan, 2026 40 $45.37 $484.63 $530.00 $10,139.18
Feb, 2026 41 $43.30 $486.70 $530.00 $9,652.48
Mar, 2026 42 $41.22 $488.78 $530.00 $9,163.70
Apr, 2026 43 $39.14 $490.86 $530.00 $8,672.84
May, 2026 44 $37.04 $492.96 $530.00 $8,179.88
Jun, 2026 45 $34.93 $495.06 $530.00 $7,684.82
Jul, 2026 46 $32.82 $497.18 $530.00 $7,187.64
Aug, 2026 47 $30.70 $499.30 $530.00 $6,688.34
Sep, 2026 48 $28.56 $501.43 $530.00 $6,186.90
Oct, 2026 49 $26.42 $503.58 $530.00 $5,683.33
Nov, 2026 50 $24.27 $505.73 $530.00 $5,177.60
Dec, 2026 51 $22.11 $507.89 $530.00 $4,669.71
Jan, 2027 52 $19.94 $510.06 $530.00 $4,159.66
Feb, 2027 53 $17.77 $512.23 $530.00 $3,647.42
Mar, 2027 54 $15.58 $514.42 $530.00 $3,133.00
Apr, 2027 55 $13.38 $516.62 $530.00 $2,616.38
May, 2027 56 $11.17 $518.83 $530.00 $2,097.55
Jun, 2027 57 $8.96 $521.04 $530.00 $1,576.51
Jul, 2027 58 $6.73 $523.27 $530.00 $1,053.25
Aug, 2027 59 $4.50 $525.50 $530.00 $527.75
Sep, 2027 60 $2.25 $527.75 $530.00 $0.00

Compare Monthly vs. Bi-weekly

Payment Frequency Monthly Bi-weekly
Payments / Year 12 26
Each Payment $530.00 $265.00
Total Interest $3,799.97 $3,427.68
Total Payment $56,799.97 $56,427.68
Total Savings $0 $372.29
Payoff Date Sep, 2027 Apr, 2027

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